Alert - Lawsuits by "Small Debt Purchasers"
- In the last year or two there has been a wave of lawsuits against people for “old small debts.” These are often old credit cards or loans of a few thousand dollars or less. The original creditor may have "written off" the debt. But now another company has purchased the right to collect the debt. Many of these cases have multiple violations of consumer protection laws. Learn more about what your protections.
Other Topics:
Abuse
Guide to Surviving Debt - Book
- Link to the web site of the National Consumer Law Center for information about the Fifth Edition (2006)of their book "Guide to Surviving Debt." US News & World Report called it "A gold mine on topics like how to handle collectors, which debts to pay first, and how collection lawsuits work." The book costs $20.00.
Other Topics:
ConsumerCredit Practices/Credit ReportsLoans
What You Should Know About Debt Collection
- This brochure provides a summary of your rights when dealing with debt collectors, and guidelines for deciding which debts should be given priority ina financial crisis. From the National Consumer Law Center.
Other Topics:
Loans
Legal & Advocacy Materials
memo - Effect of Minimum Wage Changes on Child Support and Garnishment
- In 2007 Congress enacted phased increases in the federal minimum wage, over the next several years. In some cases this will affect the calculation of Child Support. It will also affect the amount of income which is protected from garnishment by a creditor. This memo, by a law student with LAWV, is fairly technical but offers good information.
Other Topics:
ExemptionsModificationPetition
