Public Law Library

Keyword Search in Credit Access
   
 
Resources and References
Document Avoiding Home Equity Scams - FTC Information - You could lose your home and your money if you borrow from unscrupulous lenders who offer you a high-cost loan based on the equity you have in your home. Check this information to help avoid the scam artist. Provided by the US Federal Trade Commission. 
Other Topics: Loans 
Document Home Equity Credit - FTC Information - Using a credit line to borrow against the equity in your home has become a popular source of consumer credit. Some may have large one-time upfront fees, others have closing costs, and some have continuing costs, such as annual fees. If you're considering a Home Equity loan, look at this information and review the checklist at the end. Provided by the US Federal Trade Commission. 
Other Topics: Loans 
Document Home Equity Loans: The 3-Day Cancellation Rule - FTC Information - If you’re considering applying for a personal loan and using your home to guarantee repayment, you should know that a federal credit law gives you three days to reconsider a signed credit agreement and cancel the deal without penalty. Find out more with this information from the US Federal Trade Commission. 
Other Topics: Loans 
Document Improve Your Credit - brochure - Depending on how serious your past or present credit problems are, it may take time and patience to establish good credit. Learn more about how to build good credit with this brochure. Written by "Consumer Action" and the American Express Company. 
Other Topics: Financial Literacy  Credit Practices/Credit Reports 
Document Money Matters - "Women and The Law" 2007 Edition - This chapter of Women and the Law: A Legal Rights Handbook, Online Edition, gives women information about matters that affect their finances. Topics included are the importance of obtaining and keeping good credit; identity theft; consumer protection laws, including the “lemon law”; automobile, health, homeowners, and life insurance; pensions; and taxes, among them federal income, West Virginia income, gift, estate, and property taxes. Produced by the Women’s Commission and the Women Lawyers Committee of the WV State Bar. 
Other Topics: Insurance  Credit Practices/Credit Reports  Consumer  Income Taxes  Taxation  Pensions  Women & The Law 
Document Protect Your Credit - FTC information - Check out the web site of the Federal Trade Commission, focusing on consumer credit issues. Credit cards, consumer loans, avoiding charge card frauds, and many other topics. 
Other Topics: Credit Practices/Credit Reports 

PDF documents require the Adobe Acrobat Reader. Click Here to download a free copy.