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Resources and References
Document Choosing a Career or Vocational School - Brochure - FTC - Private career or vocational schools offer a wide variety of training programs: dental assistant; hair stylist; secretary; paralegal; truck driver, to list just a few. While many of these schools are reputable and teach the needed skills, others make promises they do not deliver. Learn more about precautions and identifying deceptive practices, so you can help protect yourself. 
Other Topics: Other Consumer  Vocational Education 
Document Hoax Targeting Elderly African-Americans: FTC Information - Flyers proclaiming "Social Security reimbursement for slave reparations" are circulating in many Southern and Midwestern African-American communities. In fact, they are attempting to trick people into revealing personal identifying information that could, in turn, cost them money or damage their credit ratings. Protect yourself, and find out more, with this information from the US Federal Trade Commission.  
Other Topics: Consumer 
Document Modeling Agency Scams - Brochure - FTC - This brochure will give you tips on how to detect and avoid fraudulent modeling schemes and tell you where you can go for help if you become a victim of a scam. Written by the Federal Trade Commission. 
Other Topics: Other Consumer 
Document Taking the "Bait" Out of Rebates - FTC Information - Rebate offers can be irresistible to consumers, reducing the price of a purchase. But the Federal Trade Commission cautions consumers against being "baited" by rebates that never arrive or arrive far later than promised. By law, companies are required to send rebates within the time frame promised, or if no time is specified, within a "reasonable" time." Learn more about your rights with this information from the US Federal Trade Commission. 
Other Topics: Contracts/Warranties 
Document Telemarketing Recovery Scams - FTC Information - Scam artists buy and sell "sucker lists" with the names of people who have lost money in fraudulent promotions. These so called "recovery room" operators may promise to recover the money you lost or the prize or merchandise you never received--for a fee that they want you to pay in advance. That's against the law. Learn more with this information from the US Federal Trade Commission. 
Document The Truth About Advance-Fee Loan Scams - FTC Information - Advance-fee loan sharks are preying on unwary consumers, taking their money for the promise of a loan or credit, and leaving them in hot water. Ads and promotions for advance-fee loans suggest — or even “guarantee” — that there’s a high likelihood that a loan will be approved, regardless of the applicant’s credit history. But to take advantage of the offer, the consumer has to pay a fee. Learn more with this information from the US Federal Trade Commission.  
Other Topics: Loans 
Document Toll-Free Telephone Number Scams - FTC Information - Calls to 800 and 888 numbers are almost always free, but there are some exceptions. Companies that provide audio entertainment or information services may charge for calls to 800, 888 and other toll-free numbers, but only if they follow the Federal Trade Commission’s 900-Number Rule. Learn more with this information from the US Federal Trade Commission. 
Other Topics: Telephone 

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