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| Resources and References |
A Guide to Housing in West Virginia
- A guide to assist the consumer in making informed choices in regard to their housing needs, covering both rental housing and home purchases. Written by the Center for Excellence in Disabilities at WVU's Health Sciences Center, it includes issues of importance to people seeking affordable, accessible and integrated housing.
Other Topics:
Landlord/Tenant (Non-Federal Housing Programs)
Federal Housing Programs
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How to Buy a Manufactured Home - FTC Information
- The Manufactured Housing Institute and the Federal Trade Commission have developed this guide to help you through the manufactured home buying process. You'll learn about purchasing a home and its construction, transportation, installation, and important warranty protections.
Other Topics:
Contracts/Warranties
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Instalment Land Sales Contracts
- In an ordinary house or land sale, title is put in the buyer's name on the date of sale. If the Buyer took a loan to buy the property, then a lien is placed against his title. But with an Instalment Land Sales Contract title is not transferred to the Buyer until all payment is finished. Good idea or bad? Learn more in this article from Joyce F. Ofsa, a lawyer in Charleston, WV.
Other Topics:
Installment Contract
Contracts/Warranties
Contract Deeds
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Mortgage Discrimination - FTC Information
- The Equal Credit Opportunity Act (ECOA) and the Fair Housing Act (FHA) protect you against discrimination when you apply for a mortgage to purchase, refinance, or make home improvements. Find out more with this information from the US Federal Trade Commission.
Other Topics:
Loans
Civil Rights
Discrimination
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Oil & Gas Leasing for Surface Land Owners
- If you own the "mineral rights" underneath your land, oil and gas companies may want to "lease" the right to drill on your land and pay you for the oil & gas they take out. BE VERY CAREFUL! Get detailed guidance on how to protect yourself with this 28 page article.
Also available:
 MS Word version
Other Topics:
Other Housing
Other
Rural Issues
Environmental Justice
Public Utilities/Energy
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Reverse Mortgages - FTC Information
- Whether seeking money to finance a home improvement, pay off a current mortgage, supplement their retirement income, or pay for healthcare expenses, many older Americans are turning to “reverse” mortgages. They allow older homeowners to convert part of the equity in their homes into cash without having to sell their homes or take on additional monthly bills. But there are good and bad ones, and some are scams. Find out more with this information from the US Federal Trade Commission.
Other Topics:
Loans
Contracts/Warranties
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Warranties for Newly Built Homes: Know Your Options - FTC Information
- If you’re considering a home warranty it’s important to understand what it covers, how to make a claim, and the process for resolving disputes that may arise between you and the builder or warranty company. Find out more with this information from the US Federal Trade Commission.
Other Topics:
Contracts/Warranties
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