November 29, 2016
If you owe money to a person or business, they are called a “creditor.” A creditor can hire someone to collect the money you owe and this person is called a “debt collector.”
Are you getting phone calls from someone who says you owe them money? Have you fallen behind on your loan payments and now creditors are calling you, over and over, day and night? What do you do if you don’t owe the money the debt collector is trying to collect? Can you do anything to stop the debt collector from contacting you? If the creditor or bill collector has followed the rules and limits, there is not much you can do. But if the creditor or bill collector has broken the rules, there may be a lot you can do.
The Legal Aid website has an article titled Creditor Harassment and Dealing with Debt Collectors that has answers to these questions and more. Use this article to learn about debt collection rules and limits
and find out what steps you can take to protect yourself.
Remember, different cases have different circumstances and
complications. The information on our website is to help you understand the
issues that may come up in a creditor or bill collector harassment case and is
not intended to address every possible situation.
Disclaimer: This is general legal information. For more
guidance about your particular situation, please contact Legal Aid online
, by phone at (866) 255-4370, or talk to a private attorney.